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Welcome To Nagorikpay Docs Last updated: 2026-09-04

Nagorikpay is a simple and Secure payment automation tool which is designed to use personal account as a payment gateway so that you can accept payments from your customer through your website where you will find a complete overview on how Nagorikpay works and how you can integrate Nagorikpay API in your website

API Introduction

Nagorikpay Payment Gateway enables Merchants to receive money from their customers by temporarily redirecting them to www.Nagorikpay.com. The gateway is connecting multiple payment terminal including card system, mobile financial system, local and International wallet. After the payment is complete, the customer is returned to the merchant's site and seconds later the Merchant receives notification about the payment along with the details of the transaction. This document is intended to be utilized by technical personnel supporting the online Merchant's website. Working knowledge of HTML forms or cURL is required. You will probably require test accounts for which you need to open accounts via contact with Nagorikpay.com or already provided to you.

API Operation

REST APIs are supported in two environments. Use the Sandbox environment for testing purposes, then move to the live environment for production processing. When testing, generate an order url with your test credentials to make calls to the Sandbox URIs. When you're set to go live, use the live credentials assigned to your new signature key to generate a live order url to be used with the live URIs. Your server has to support cURL system. For HTML Form submit please review after cURL part we provide HTML Post method URL also

Live API End Point (For Create Payment URL):

POSThttps://secure-pay.nagorikpay.com/api/payment/create

Payment Verify API:

POSThttps://secure-pay.nagorikpay.com/api/payment/verify

Parameter Details

Variables Need to POST to Initialize Payment Process in gateway URL

Field Name Description Required Example Values
cus_name Customer Full Name Yes John Doe
cus_email Email address of the customer Yes [email protected]
amount The total amount payable. Please note that you should skip the the trailing zeros in case the amount is a natural number. Yes 10 or 10.50 or 10.6
success_url URL to which the customer will be returned when the payment is made successfully. The customer will be returned to the last page on the Merchant's website where he should be notify the payment successful. Yes https://yourdomain.com/sucess.php
cancel_url URL to return customer to your product page or home page. Yes https://yourdomain.com/cancel.php
webhook_url IPN callback URL No https://yourdomain.com/webhook.php
metadata Optional extra data (JSON) to attach to the payment — for example your internal order or invoice reference. No {"order_id":"AB-123"}

Variables Needs For Payment Verify

Field Name Description Required Example Values
transaction_id Transaction id received as a query parameter from the success URL provided during payment creation. Yes OVKPXW165414

Headers Details

Header Name Value
Content-Type application/json
API-KEY App key From Brands

Integration

You can integrate our payment gateway into your PHP Laravel WordPress WooCommerce sites.

Sample Request


      <?php

      $curl = curl_init();

      curl_setopt_array($curl, array(
        CURLOPT_URL => 'https://secure-pay.nagorikpay.com/api/payment/create',
        CURLOPT_RETURNTRANSFER => true,
        CURLOPT_ENCODING => '',
        CURLOPT_MAXREDIRS => 10,
        CURLOPT_TIMEOUT => 0,
        CURLOPT_FOLLOWLOCATION => true,
        CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
        CURLOPT_CUSTOMREQUEST => 'POST',
        CURLOPT_POSTFIELDS =>'{"success_url":"yourdomain.com/success","cancel_url":"yourdomain.com/cancel","webhook_url":"yourdomain.com/webhook","metadata":{"phone":"016****"},"amount":"10"}',
        CURLOPT_HTTPHEADER => array(
          'API-KEY: gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef',
          'Content-Type: application/json'
        ),
      ));

      $response = curl_exec($curl);

      curl_close($curl);
      echo $response;

      ?>
      

      <?php
      $client = new Client();
      $headers = [
        'API-KEY' => 'gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef',
        'Content-Type' => 'application/json'
      ];
      $body = '{
        "success_url": "yourdomain.com/success",
        "cancel_url": "yourdomain.com/cancel",
        "webhook_url": "yourdomain.com/webhook",
        "metadata": {
          "phone": "016****"
        },
        "amount": "10"
      }';
      $request = new Request('POST', 'https://secure-pay.nagorikpay.com/api/payment/create', $headers, $body);
      $res = $client->sendAsync($request)->wait();
      echo $res->getBody();
      ?>
      

      const axios = require('axios');
      let data = JSON.stringify({
        "success_url": "yourdomain.com/success",
        "cancel_url": "yourdomain.com/cancel",
        "webhook_url": "yourdomain.com/webhook",
        "metadata": {
          "phone": "016****"
        },
        "amount": "10"
      });

      let config = {
        method: 'post',
        maxBodyLength: Infinity,
        url: 'https://secure-pay.nagorikpay.com/api/payment/create',
        headers: { 
          'API-KEY': 'gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef', 
          'Content-Type': 'application/json'
        },
        data : data
      };

      axios.request(config)
      .then((response) => {
        console.log(JSON.stringify(response.data));
      })
      .catch((error) => {
        console.log(error);
      });


      

      import requests
      import json

      url = "https://secure-pay.nagorikpay.com/api/payment/create"

      payload = json.dumps({
        "success_url": "yourdomain.com/success",
        "cancel_url": "yourdomain.com/cancel",
        "webhook_url": "yourdomain.com/webhook",
        "metadata": {
          "phone": "016****"
        },
        "amount": "10"
      })
      headers = {
        'API-KEY': 'gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef',
        'Content-Type': 'application/json'
      }

      response = requests.request("POST", url, headers=headers, data=payload)

      print(response.text)


        

      package main

      import (
        "fmt"
        "strings"
        "net/http"
        "io/ioutil"
      )

      func main() {

        url := "https://secure-pay.nagorikpay.com/api/payment/create"
        method := "POST"

        payload := strings.NewReader(`{"success_url":"yourdomain.com/success","cancel_url":"yourdomain.com/cancel","webhook_url":"yourdomain.com/webhook","metadata":{"phone":"01521412457"},"amount":"10"}`)

        client := &http.Client {
        }
        req, err := http.NewRequest(method, url, payload)

        if err != nil {
          fmt.Println(err)
          return
        }
        req.Header.Add("API-KEY", "gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef")
        req.Header.Add("Content-Type", "application/json")

        res, err := client.Do(req)
        if err != nil {
          fmt.Println(err)
          return
        }
        defer res.Body.Close()

        body, err := ioutil.ReadAll(res.Body)
        if err != nil {
          fmt.Println(err)
          return
        }
        fmt.Println(string(body))
      }
        

Response Details

Field Name Type Description
Success Response
status bool TRUE
message String Message for Status
payment_url String Payment Link (where customers will complete their payment)
Error Response
status bool FALSE
message String Message associated with the error response
Completing Payment Page task you will be redirected to success or cancel page based on transaction status with the following Query Parameters: yourdomain.com/(success/cancel)?transactionId=******&paymentMethod=***&paymentAmount=**.**&paymentFee=**.**&status=pending or success or failed

Verify Request


      <?php


      $curl = curl_init();

      curl_setopt_array($curl, array(
        CURLOPT_URL => 'https://secure-pay.nagorikpay.com/api/payment/verify',
        CURLOPT_RETURNTRANSFER => true,
        CURLOPT_ENCODING => '',
        CURLOPT_MAXREDIRS => 10,
        CURLOPT_TIMEOUT => 0,
        CURLOPT_FOLLOWLOCATION => true,
        CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
        CURLOPT_CUSTOMREQUEST => 'POST',
        CURLOPT_POSTFIELDS =>'{"transaction_id":"ABCDEFH"}',
        CURLOPT_HTTPHEADER => array(
          'API-KEY: gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef',
          'Content-Type: application/json'
        ),
      ));

      $response = curl_exec($curl);

      curl_close($curl);
      echo $response;


      ?>
      

      <?php
      $client = new Client();
      $headers = [
        'API-KEY' => 'gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef',
        'Content-Type' => 'application/json'
      ];
      $body = '{
        "transaction_id": "ABCDEFH"
      }';
      $request = new Request('POST', 'https://secure-pay.nagorikpay.com/api/payment/verify', $headers, $body);
      $res = $client->sendAsync($request)->wait();
      echo $res->getBody();

      ?>
      

      const axios = require('axios');
      let data = JSON.stringify({
        "transaction_id": "ABCDEFH"
      });

      let config = {
        method: 'post',
        maxBodyLength: Infinity,
        url: 'https://secure-pay.nagorikpay.com/api/payment/verify',
        headers: { 
          'API-KEY': 'gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef', 
          'Content-Type': 'application/json'
        },
        data : data
      };

      axios.request(config)
      .then((response) => {
        console.log(JSON.stringify(response.data));
      })
      .catch((error) => {
        console.log(error);
      });



      

      import http.client
      import json

      conn = http.client.HTTPSConnection("local.pay.expensivepay.com")
      payload = json.dumps({
        "transaction_id": "ABCDEFH"
      })
      headers = {
        'API-KEY': 'gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef',
        'Content-Type': 'application/json'
      }
      conn.request("POST", "/api/payment/verify", payload, headers)
      res = conn.getresponse()
      data = res.read()
      print(data.decode("utf-8"))

        

      package main

      import (
        "fmt"
        "strings"
        "net/http"
        "io/ioutil"
      )

      func main() {

        url := "https://secure-pay.nagorikpay.com/api/payment/verify"
        method := "POST"

        payload := strings.NewReader(`{"transaction_id":"ABCDEFH"}`)

        client := &http.Client {
        }
        req, err := http.NewRequest(method, url, payload)

        if err != nil {
          fmt.Println(err)
          return
        }
        req.Header.Add("API-KEY", "gnXi7etgWNhFyFGZFrOMYyrmnF4A1eGU5SC2QRmUvILOlNc2Ef")
        req.Header.Add("Content-Type", "application/json")

        res, err := client.Do(req)
        if err != nil {
          fmt.Println(err)
          return
        }
        defer res.Body.Close()

        body, err := ioutil.ReadAll(res.Body)
        if err != nil {
          fmt.Println(err)
          return
        }
        fmt.Println(string(body))
      }
        
Sample Response

      {
          "cus_name": "John Doe",
          "cus_email": "[email protected]",
          "amount": "900.000",
          "transaction_id": "OVKPXW165414",
          "metadata": {
            "phone": "015****",
          },
          "payment_method": "bkash",
          "status": "COMPLETED"
      }
      

Response Details

Field Name Type Description
Success Response
status string COMPLETED or PENDING or ERROR
cus_name String Customer Name
cus_email String Customer Email
amount String Amount
transaction_id String Transaction id Generated by System
metadata json Metadata used for Payment creation
Error Response
status bool FALSE
message String Message associated with the error response

Webhook (IPN) Notifications

When you create a payment you may pass a webhook_url. Nagorikpay then POSTs the outcome of that payment to your URL automatically — you never have to poll for it. Every delivery is recorded in your merchant panel → Webhook Logs, where you can inspect the exact request your server received (or missed) and resend it at any time.

How & when the webhook fires

  • Immediately after checkout — the customer finishes paying on the gateway page. If the payment method confirmed the money instantly you will receive status = completed. Methods that need manual review (bank transfer / QR) send status = pending first and the money is confirmed later.
  • When a pending payment auto-verifies — once the money is confirmed inside the review window, Nagorikpay sends a second webhook with status = completed.
  • A cancelled or abandoned payment never triggers a webhook — the customer is simply returned to your cancel_url.

Payload fields

Nagorikpay sends a form-urlencoded POST to your webhook_url. The same fields are also appended to the redirect back to your success_url, so the two always agree.

Field Description
paymentMethod The payment method used (e.g. bkash, nagad, card).
transactionId Unique Nagorikpay transaction id for this payment.
method_transaction_id The payment-provider reference the customer entered (e.g. the bKash/Nagad TrxID), when the method captured one. Empty for methods without one.
paymentAmount The amount the customer paid.
paymentFee Fee deducted for this payment.
status Outcome: completed | pending | failed.

Handle & verify

Reply to the webhook as fast as possible with any HTTP 2xx — Nagorikpay treats a 2xx response as delivered. Do the heavy work afterwards. Before fulfilling an order it is safest to confirm the payment with our verify endpoint (see Verify Request above). A minimal PHP receiver looks like:


<?php
// 1) Acknowledge fast — Nagorikpay treats any 2xx as delivered.
http_response_code(200);

// 2) Capture what was POSTed.
$paymentMethod         = $_POST['paymentMethod'] ?? '';
$transactionId         = $_POST['transactionId'] ?? '';
$methodTransactionId   = $_POST['method_transaction_id'] ?? '';
$paymentAmount         = $_POST['paymentAmount'] ?? '';
$status                = $_POST['status'] ?? '';

// 3) Confirm via api/payment/verify before fulfilling (see "Verify Request").
//    Then mark the order as paid in your own database.
                  

Delivery logs & resend (merchant panel)

  • Open Webhook Logs from your merchant sidebar to see every delivery for your account: target URL, timestamp, the exact payload that was POSTed and the HTTP response code/body your server returned.
  • Click Resend to replay a delivery — Nagorikpay re-sends the exact stored payload to the same URL (you do not provide the URL again) and logs the new attempt as a fresh entry so you can confirm it arrived.
  • The default view shows only the webhooks that point to your own site. Confirmations Nagorikpay sends back to itself to close its Invoice / Add Funds flows appear under Platform Callbacks and normally need no action from you.

Modules & Plugins

Ready-made modules and plugins to drop Nagorikpay into your favourite platform. Download, configure your API keys and start accepting payments.

WordPress WooCommerce Plugin

See Setup Video: YouTube Video

WHMCS Module

See Setup Video: How To Setup Video here

Sketchware SWB

Enhance your App with our payment gateway integration module.

SMM Panel Module

See Setup Video: Video here

Modified SMM Panel Module

See Setup Video: Video here

Mobile App Download

See Setup Video: How To Setup App Video here

Active CMS Module

Seamlessly connect nagorikPay to Active CMS websites for managing payments with ease. Perfect for businesses using Active CMS to run their online services. Video here

Market BOB Module

Enhance Market BOB platforms by integrating our secure payment solution. Accept payments instantly and automate your order management workflow. Video here

Laravel Module

Nagorikpay provides a ready-made Laravel module for developers. Easily integrate payment gateway APIs into your Laravel projects with minimal coding effort. Video here